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Is Your Small Business Craving Greater Financial Stability and Growth?

Managing money is our superpower. Will you let us help?

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82% of small businesses fail because of cash flow mismanagement.

- U.S. Bank Study

Wondering why you don't have more cash left at the end of the month?
Using credit cards to manage cashflow?
Ever struggle to make payroll?
Ever fund your business with personal money?

I Need Guidance →

Three Levels of Service to Fit Your Situation

What Does Harkfield Do?


Harkfield works alongside small business owners who want to improve their financial situation and build a healthy, debt-free business that’s positioned to create long-lasting growth. We provide financial consulting, cash flow management, debt management, financial systems, coaching, strategy, and much more.



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Who We Serve

Are We Right For You?



small business cash flow management consulting

For Small Business

Small business owners—even ones who have been running businesses for many years—can struggle to manage their company’s finances. They know it’s important to stay on top of their numbers, but they are often so busy with other aspects of their business that money management falls to the wayside. Increasing revenue doesn’t seem to help, and they find themselves falling deeper into debt or failing to adequately pay themselves. Harkfield provides small business owners with easy-to-implement strategies for managing money and puts them on a path that leads to financial stability and business growth.

nonprofit cash flow management consulting

For Nonprofits

Nonprofit leaders are a unique group of individuals! They are driven, passionate, and not afraid to take risks. They can often convince others to support their cause with generous donations but then struggle with how to best use the money. Budgeting can feel impossible when income isn’t consistent. The team at Harkfield works with nonprofit leaders, giving them the financial tools they need to confidently lead their organizations and responsibly manage the funds they’re entrusted with.

church cash flow management consulting

For Christian Churches

Running a church is a lot like running a business, but there are also some unique aspects to managing the finances of a church that leaders need to keep in mind. Harkfield provides church leaders with guidance on church budgeting, compensation packages, planning for the church’s future, and more.

Decades of Success Managing Money

Why Do Small Business Owners Trust Us?

With nearly 40 years of experience owning, directing, and managing the finances for small businesses, we’re not just consultants. We’re practitioners who understand the challenges that business owners face because we’ve been doing it ourselves for decades. When you trust us to help your business, we’re not putting theories into practice, we’re putting our experience to work for you. Leveraging our experience to benefit your business.


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Our Experience

The Skills We Bring to Your Small Business

Money management Cash flow management Debt management planning Expense tracking Financial advising Small business financial planning Bookkeeping support Employee compensation strategies Small business CFO services Profit optimization Credit counseling Budgeting Debt relief and repayment plans Financial reporting Break-even analysis Buyout strategy Financial best practices Financial projections and forecasting Capital investment analysis Establishing systems

Our Culture

We’re Numbers People, But We’re People People Too

Numbers are kind of our thing, but we’re also down-to-earth, normal people. When you work with Harkfield Partners, you’ll get the help you need, without the confusing financial jargon. We know you care about your customers and your employees. We watch your numbers so you can do what you do best! Our plans are structured in easy-to-digest steps that help you work toward specific goals for your business.


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“We founded Harkfield to help small business owners get their finances in order. There are so many business owners who are great at what they do! They are serving their clients well, successfully managing teams of employees, and running their organization’s day-to-day operations, but they are struggling to turn a profit—or even make ends meet! We work alongside these business owners to help them better understand their finances and learn how to manage money effectively.”
- Emily Lund & Matt Smith